Monthly Money Check-in: January 2014

Help! I'm in free fall! What the hell happened?
I guess we all think that after the holidays, either about our weight or our bank accounts, or both. Well, my lunch is packed for tomorrow, and I'm not going to Starbucks in the morning. It's time to get real.

I've enjoyed two years of living as a young businesswoman with a nice salary. Now it's time to live like a writer who can't wait to have a writing career.

I'm applying to grad schools this year, so I need to save, save, save! My goal is to save $20,000 this year.

Here is my shameful downfall this month:

 I had more money in my Total Short-term stuff a year ago! For shame!

Not looking good. But it's a new year and I'm ready to stand up and try again!