This month, I made a lot of money. Then I spent more.
Ain't that always the way. In came a big commission. I had planned to use it for my flight home for Christmas . After I bought that, someone suggested I take a certificate course at the University of Washington. So I did that. Then, I got an invitation to a cousin to visit. It was a nice gesture. I hadn't seen them in years. But I decided, you know what, I want to go. So I decided to visit them for Thanksgiving.
Now, I've spent more than that nice commission I got. The commissions that, by the way, are supposed to be going straight into savings. Worse, I kept having to borrow money from my boyfriend, use his credit cards. I'm making more money, but it's still the same old me.
Worse, I've started tracking my spending on Mint.com.
So...this shows that I have a little bit more than I have last month. But to be honest...I haven't paid my rent yet. I might have to dig into my emergency fund, which is barely a fund yet.
To remind myself how far I have to go, I made the top scale of my charts at my goal. Things don't look so impressive.
Remember, last year the holidays were a huge dip. I'm just hoping to stay steady until January.
1 comments:
Feel good that your bottom line is improving. That said, if you have to borrow money to maintain your lifestyle, you are living above your means, which is like living a lie. Robbing Peter to pay Paul can cause all kinds of conflict in your life, and ultimately increase stress. You have to ask yourself "Is it worth it?" Borrowing against the future is a gamble. Always having enough money at the end of the month is peace of mind.
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